Just the other week I wrote about Classic skiing, a discipline of winter sport under the “Nordic” umbrella. Hopefully you’ve given that article a read, but maybe you passed it over because you already know how to Classic ski –…
Mikayla recently wrote about how she has learned to enjoy winter in New Hampshire, citing winter sports as a key factor. Winter can be a slog if you don’t have a means to enjoy its offerings. Getting out into the…
I Bought a New(ish) Car! A little over a year ago, I finally decided that enough was enough – I needed to get rid of my old clunker 2007 Ford Focus. What should have been a cheap car was costing…
What Are They? At the risk of sounding a little redundant: Join me for a deeper dive into the mechanics and logistics of the Roth versus traditional retirement account debate! First of all, it is important to know that the terms…
Working Until You Stop or Drop Not that long ago, the average life expectancy was considerably shorter than it is today. People worked until they died or became too ill to continue working (at which point they’d be cared for…
My Cell Phone Origin Story When my parents decided to get involved with cell phones, they – like virtually everyone else we knew – selected Verizon as their carrier. I was eventually allowed to join their plan, which I stayed…
Despite my income putting me in the 22% tax bracket for the 2019 year, my effective tax rate was only 11.4% – essentially half of the marginal tax rate! Maybe this already makes sense to you. However, there definitely seems…
The U.S. government expects you to contribute a certain amount of money each year, which is referred to as your “tax liability.” What do they want from me? For the average person, your taxable liability will be determined based on…