Hans
Just the other week I wrote about Classic skiing, a discipline of winter sport under the “Nordic” umbrella. Hopefully you’ve given that article a read, but maybe you passed it over because you already know how to Classic ski – or perhaps because it isn’t fast enough for your tastes. Either way, you’ve landed here … Read more
Mikayla recently wrote about how she has learned to enjoy winter in New Hampshire, citing winter sports as a key factor. Winter can be a slog if you don’t have a means to enjoy its offerings. Getting out into the woods with snow covered trees and a muted stillness in the air can be magical, … Read more
I Bought a New(ish) Car! A little over a year ago, I finally decided that enough was enough – I needed to get rid of my old clunker 2007 Ford Focus. What should have been a cheap car was costing me more than I’d like to admit in yearly repairs. While repair costs often work … Read more
What Are They? At the risk of sounding a little redundant: Join me for a deeper dive into the mechanics and logistics of the Roth versus traditional retirement account debate! First of all, it is important to know that the terms “Roth” and “traditional” are classifications used to describe retirement accounts. When you set up a … Read more
Working Until You Stop or Drop Not that long ago, the average life expectancy was considerably shorter than it is today. People worked until they died or became too ill to continue working (at which point they’d be cared for by a spouse and/or children), never experiencing the “golden years” of retirement that we’ve come … Read more
My Cell Phone Origin Story When my parents decided to get involved with cell phones, they – like virtually everyone else we knew – selected Verizon as their carrier. I was eventually allowed to join their plan, which I stayed on throughout high school and college. After graduating from college and started my working life, … Read more
Starting a new job and not quite sure what to make of their retirement plan? Read on to learn about the minimum you should consider investing.
Despite my income putting me in the 22% tax bracket for the 2019 year, my effective tax rate was only 11.4% – essentially half of the marginal tax rate! Maybe this already makes sense to you. However, there definitely seems to be some misconceptions out there surrounding one’s tax liability (what you owe in taxes) … Read more
The U.S. government expects you to contribute a certain amount of money each year, which is referred to as your “tax liability.” What do they want from me? For the average person, your taxable liability will be determined based on the pay you earn from working a job. During tax season (typically January – April), … Read more