Credit. There sure are a lot of opinions and misconceptions about it! If you don’t know what your credit score means – If you have a low credit score or limited/nonexistent credit history – If you think you’re better off avoiding credit altogether – …read on (: Benefits of good credit Your credit history is … Read more
For many of us, it is all too easy to spend a little here and a little there without ever thinking too much about it. One way to become more intentional with your money is to track how often you are spending it. If you want to challenge yourself, the internet is full of advice … Read more
I Bought a New(ish) Car! A little over a year ago, I finally decided that enough was enough – I needed to get rid of my old clunker 2007 Ford Focus. What should have been a cheap car was costing me more than I’d like to admit in yearly repairs. While repair costs often work … Read more
No matter who you are, food costs likely account for a large portion of your monthly spending. Cooking most of your meals cuts costs significantly – and being a smart shopper at the grocery store takes this to the next level! It is likely that you already know the most common grocery shopping tips: Make … Read more
What Are They? At the risk of sounding a little redundant: Join me for a deeper dive into the mechanics and logistics of the Roth versus traditional retirement account debate! First of all, it is important to know that the terms “Roth” and “traditional” are classifications used to describe retirement accounts. When you set up a … Read more
Finally, a travel post! Spring/summer 2020 has not exactly been the best time for traveling, thanks to our good friend, COVID-19. While travel is still risky, camping – driving your own car, sleeping in your own tent, and spending an entire weekend outside in nature – feels… not entirely reckless, at least. Hans and I began August … Read more
Working Until You Stop or Drop Not that long ago, the average life expectancy was considerably shorter than it is today. People worked until they died or became too ill to continue working (at which point they’d be cared for by a spouse and/or children), never experiencing the “golden years” of retirement that we’ve come … Read more
Do you ever find yourself with a closet full of clothes and nothing to wear? If you’re like me, the issue may be that your favorite, go-to items are drowning among the clothes that you just don’t ever wear. Many of us have clothes that we aren’t wearing, but we keep them for reasons such … Read more
My Cell Phone Origin Story When my parents decided to get involved with cell phones, they – like virtually everyone else we knew – selected Verizon as their carrier. I was eventually allowed to join their plan, which I stayed on throughout high school and college. After graduating from college and started my working life, … Read more
Starting a new job and not quite sure what to make of their retirement plan? Read on to learn about the minimum you should consider investing.