Saving is Not the Same as Investing
The most common ways to earn interest are through investment accounts or savings accounts. So how different are they?
Money
Do You Believe These Credit Myths?
Let’s get this out of the way right up front: All of the following myths are false! Let’s talk about why. You should pay off your credit card before the statement posts. Not if you want any reward points! In my experience, you only receive points/miles/cash back based on the spending that is reflected on … Read more
How I Threw a Frugal(ish) Bachelorette Party
Welcome to wedding season, everyone! If you’re like my poor friend, Jenni, and had a wedding planned for 2020, I imagine things didn’t look quite like how you imagined. This particular couple opted for a smaller-scale backyard wedding and postponed the big event and all pre-ceremony activities by a year. And now here we are! … Read more
Here’s What You Need to Know About Credit
Credit. There sure are a lot of opinions and misconceptions about it! If you don’t know what your credit score means – If you have a low credit score or limited/nonexistent credit history – If you think you’re better off avoiding credit altogether – …read on (: Benefits of good credit Your credit history is … Read more
How I Spend $0 Per Day (excluding essentials & some days)
For many of us, it is all too easy to spend a little here and a little there without ever thinking too much about it. One way to become more intentional with your money is to track how often you are spending it. If you want to challenge yourself, the internet is full of advice … Read more
Lessons Learned From New Car “Junk Mail”
I Bought a New(ish) Car! A little over a year ago, I finally decided that enough was enough – I needed to get rid of my old clunker 2007 Ford Focus. What should have been a cheap car was costing me more than I’d like to admit in yearly repairs. While repair costs often work … Read more
Crash Course: How to Outsmart the Grocery Store
No matter who you are, food costs likely account for a large portion of your monthly spending. Cooking most of your meals cuts costs significantly – and being a smart shopper at the grocery store takes this to the next level! It is likely that you already know the most common grocery shopping tips: Make … Read more
Roth vs. Traditional: An Extended Take
What Are They? At the risk of sounding a little redundant: Join me for a deeper dive into the mechanics and logistics of the Roth versus traditional retirement account debate! First of all, it is important to know that the terms “Roth” and “traditional” are classifications used to describe retirement accounts. When you set up a … Read more
Planning For The Future
Working Until You Stop or Drop Not that long ago, the average life expectancy was considerably shorter than it is today. People worked until they died or became too ill to continue working (at which point they’d be cared for by a spouse and/or children), never experiencing the “golden years” of retirement that we’ve come … Read more
Take Control of Your Closet
Do you ever find yourself with a closet full of clothes and nothing to wear? If you’re like me, the issue may be that your favorite, go-to items are drowning among the clothes that you just don’t ever wear. Many of us have clothes that we aren’t wearing, but we keep them for reasons such … Read more