Tag effective

Planning For The Future

Working Until You Stop or Drop Not that long ago, the average life expectancy was considerably shorter than it is today. People worked until they died or became too ill to continue working (at which point they’d be cared for…

post title accompanies by a photo of tops on wooden clothes hangers

Take Control of Your Closet

Do you ever find yourself with a closet full of clothes and nothing to wear? If you’re like me, the issue may be that your favorite, go-to items are drowning among the clothes that you just don’t ever wear. Many…

Title: "How to Calculate Your Effective Tax Rate." Subtitle: "Correcting the Marginal Tax Bracket False Perception." Image of three nested buckets with dollar bills in the background

How To Calculate Your Effective Tax Rate

Despite my income putting me in the 22% tax bracket for the 2019 year, my effective tax rate was only 11.4% – essentially half of the marginal tax rate! Maybe this already makes sense to you. However, there definitely seems…