Saving is Not the Same as Investing
The most common ways to earn interest are through investment accounts or savings accounts. So how different are they?
Tag saving
How I Threw a Frugal(ish) Bachelorette Party
Welcome to wedding season, everyone! If you’re like my poor friend, Jenni, and had a wedding planned for 2020, I imagine things didn’t look quite like how you imagined. This particular couple opted for a smaller-scale backyard wedding and postponed…
How I Spend $0 Per Day (excluding essentials & some days)
For many of us, it is all too easy to spend a little here and a little there without ever thinking too much about it. One way to become more intentional with your money is to track how often you…
Lessons Learned From New Car “Junk Mail”
I Bought a New(ish) Car! A little over a year ago, I finally decided that enough was enough – I needed to get rid of my old clunker 2007 Ford Focus. What should have been a cheap car was costing…
Crash Course: How to Outsmart the Grocery Store
No matter who you are, food costs likely account for a large portion of your monthly spending. Cooking most of your meals cuts costs significantly – and being a smart shopper at the grocery store takes this to the next…
Roth vs. Traditional: An Extended Take
What Are They? At the risk of sounding a little redundant: Join me for a deeper dive into the mechanics and logistics of the Roth versus traditional retirement account debate! First of all, it is important to know that the terms…
Planning For The Future
Working Until You Stop or Drop Not that long ago, the average life expectancy was considerably shorter than it is today. People worked until they died or became too ill to continue working (at which point they’d be cared for…
Trimming the Fat from Your Cell Phone Plan
My Cell Phone Origin Story When my parents decided to get involved with cell phones, they – like virtually everyone else we knew – selected Verizon as their carrier. I was eventually allowed to join their plan, which I stayed…
How I Track My Money
When it comes to money management, I try to strike a balance between maximum simplicity and maximum effectiveness. I care where my money is going and how it is growing, but at the same time, I am not interested in…
How I Manage My Money
My money management strategy has three major components: bank accounts, investment accounts, and credit cards. This is not unique – I hope that your financial life includes these three components, too! However, I take a few slightly unconventional and very…