Do You Believe These Credit Myths?
Let’s get this out of the way right up front: All of the following myths are false! Let’s talk about why. You should pay off your credit card before the statement posts. Not if you want any reward points! In…
Tag spending
Here’s What You Need to Know About Credit
Credit. There sure are a lot of opinions and misconceptions about it! If you don’t know what your credit score means – If you have a low credit score or limited/nonexistent credit history – If you think you’re better off…
How I Spend $0 Per Day (excluding essentials & some days)
For many of us, it is all too easy to spend a little here and a little there without ever thinking too much about it. One way to become more intentional with your money is to track how often you…
Lessons Learned From New Car “Junk Mail”
I Bought a New(ish) Car! A little over a year ago, I finally decided that enough was enough – I needed to get rid of my old clunker 2007 Ford Focus. What should have been a cheap car was costing…
Crash Course: How to Outsmart the Grocery Store
No matter who you are, food costs likely account for a large portion of your monthly spending. Cooking most of your meals cuts costs significantly – and being a smart shopper at the grocery store takes this to the next…
Trimming the Fat from Your Cell Phone Plan
My Cell Phone Origin Story When my parents decided to get involved with cell phones, they – like virtually everyone else we knew – selected Verizon as their carrier. I was eventually allowed to join their plan, which I stayed…
How I Track My Money
When it comes to money management, I try to strike a balance between maximum simplicity and maximum effectiveness. I care where my money is going and how it is growing, but at the same time, I am not interested in…
How I Manage My Money
My money management strategy has three major components: bank accounts, investment accounts, and credit cards. This is not unique – I hope that your financial life includes these three components, too! However, I take a few slightly unconventional and very…
10 Ways to Save a Little Money
As the name of this website implies, I have built a number of frugal practices into my daily life. Some money-saving strategies make a huge difference, such as living in a modest home vs. the most expensive one you can…
Entering Adulthood on $200 per Week
If you have read our About Us page, you already know that I completed two years of service as an AmeriCorps VISTA member. AmeriCorps paid me living allowance stipend of about $11,000 – $14,000 plus a Segal AmeriCorps Education Award per year. Yikes.…