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Money

Is financial jargon keeping you from understanding your money options?

Food

Would you like to be eating healthier on a reasonable budget?

Travel

Do you want to explore the world without spending all of your money?

Life

Are you interested in finding balance in other aspects of your life?

From the Blog

Entering Adulthood on $200 per Week

Entering Adulthood on $200 per Week

If you have read our About Us page, you already know that I completed two years of service as an AmeriCorps VISTA member. AmeriCorps paid me living allowance stipend of…
Tax Buckets

How To Calculate Your Effective Tax Rate

Despite my income putting me in the 22% tax bracket for the 2019 year, my effective tax rate was only 11.4% – essentially half of the marginal tax rate! Maybe…
Ways to Save a Little Money

10 Ways to Save a Little Money

As the name of this website implies, I have built a number of frugal practices into my daily life. Some money-saving strategies make a huge difference, such as living in…
Take Control of Your Closet Hanger Test

Take Control of Your Closet

Do you ever find yourself with a closet full of clothes and nothing to wear? If you’re like me, the issue may be that your favorite, go-to items are drowning…
Photo collage showing scenery from Sao Miguel, Pena Palace, Mikayla and Hans in Joshua Tree National Park, Mikayla with two cats on her lap, and Hans in a canoe

Who are we?

We are Hans and Mikayla! A couple focused on enjoying life while spending/saving money with intention. You can often find us cooking at home, spending time outside, and traveling within New England, across the United States, and around the world.

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